UK regulators launch Live AI testing labs to help companies make public.
this Financial Conduct Authority (FCA) On-site AI testing service will be launched in September 2025, providing UK financial companies with a rare opportunity to test AI models Carry out supervision Before public.
The program is designed to help companies deploy consumer-facing AI tools securely and responsibly, while providing FCA with valuable insights into how artificial intelligence can reshape financial markets.
Artificial intelligence is becoming the core of financing from fraud detection to investment analysis, but regulations are still catching up. By launching this real-time testing environment, FCA is stepping in to close the “test gap” and ensuring that AI tools are Safe, compliant and effective before real-world implementation.
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- As part of the FCA’s extended AI lab, the service will run for 12 to 18 months
- The company will work directly with FCA to test how its AI systems perform in real-time but controlled environments
- FCA will collect real-time intelligence to monitor risks and better understand the impact of AI on the UK market
The FCA will provide companies with ongoing guidance to align AI deployments with compliance standards and consumer protection.
Jessica Rusu, Chief Data, Intelligence and Information Officer at FCAexplain: “Under our new strategy, we are committed to increasing technology to support growth. We hope that financial companies and their customers will benefit from AI, so we provide a secure space to test how they plan to use it.”
Part of the plan
Test Services supports FCA’s five-year strategy, which aims to modernize financial oversight, promote innovation and keep UK financial services competitive globally. It is based on latest plans such as the MY FCA portal (which simplifies regulatory reporting) and the proposed crypto-authorization regime (2026).
What’s next
- FCA accepts related Testing service until June 10
- Adjusted according to industry investment and is scheduled to be launched in September 2025
As AI rapidly reshapes financial services, FCA’s field testing labs offer an innovative approach that cannot be struggling with security. This is a major move to position the UK as a leader in AI adoption and help companies move faster with fewer surprises.
